Our Refurbishment finance is intended to assist property professionals with the heavy refurbishment or minor development of an existing residential property, or to fund a change of use from commercial to residential property. The loan is based on gross development value (GDV).

Key features

Our Refurbishment loans have been designed to be fast and flexible, with competitive rates to suit most clients.

Max loan:£2,000,000
Min loan:£200,000
Max LTV (day 1):70%
Max LTGDV*:70%
Min refurb cost:15% of initial MV
Max refurb cost:50% of initial MV
Interest method:Rolled
Term available:Up to 18 months
Arrangement fee:2%
Early repayment charge:None

*LTGDV includes rolled up interest

VAT funding: LendInvest can assist if VAT is payable on a property purchase.


LTGDVMonthly interest rate

Download our Refurbishment product guide

Inside you’ll find all you need to know about our Refurbishment loans, including rates, fees and criteria.

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation. We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance. We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Learn more about the process of submitting business

Valuation fees

Legal fees

Product transition. Fast funding for every stage of your borrower’s project. Find out more

Speak to us

Get a straight ‘yes we can work with that’ or ‘no we can’t’ within three hours of a call about a Refurbishment loan.

Get a quote

Got a client that needs a property loan, fast? Find out about our rates for intermediaries today.