Refurbishment Finance

Our Refurbishment Loan is intended to assist property professionals refurbish or improve existing properties. The loan is based on gross development value (GDV), with funds released in stages to fund the property purchase and refurbishment works.

Refurbishment rates from:
0.92% monthly

Key Features

Our Refurbishment loans have been designed to be fast and flexible, with competitive rates to suit most clients.

Max loan: £2,000,000
Min loan: £100,000
Max LTV (day 1): 70%
Max LTGDV*: 70%
Min refurb cost: 15% of initial MV
Max refurb cost: 50% of initial MV
Interest method: Interest is rolled
Term available: Up to 18 months
Arrangement fee**: 2%
Early redemption fee: No fee

*LTGDV includes rolled up interest
**Arrangement fee includes a 1% procuration fee. LendInvest has a flexible procuration fee policy; ask our BDMs about the rates that could apply.


LTGDV Monthly interest rate
≤65% 0.92%
≤70% 1.10%

Download our Refurbishment product sheet

Inside you’ll find all you need to know about our Refurbishment loans including: rates, fees and criteria.

Borrower requirements

Our requirements are generally the same for all borrowers, though we have specific things we check for individual or corporate borrowers.

View individual borrower requirements

View corporate borrower requirements

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation: We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance: We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Read more about the process of submitting business

View a breakdown of typical valuation fees

info Funding for VAT

LendInvest can assist if VAT is payable on a property purchase. Get in touch to find out more.

Get a quote

For bridging enquiries, our online quote form will give you an indicative rate and a fast track to speaking with one of our team.