Unregulated loans for residential and semi-commercial projects, located in England, Wales and Scotland, with up to 100% of the development cost available in most cases.

Key features

Our Development loans are fast and flexible, with competitive rates to suit most clients.

Max loan:£15,000,000
Min loan:£500,000
Max single unit GDV:£1,000,000
Max per sqft GDV:£1,200
Max LTV (land):70% (including interest)
Max LTC:85%
Term available:1 to 24 months
Arrangement fee:2%

VAT Funding: LendInvest can assist if VAT is payable on a property purchase.

Pricing options

Option 1Option 2
Annual interest rate:7.98%9.00%
Max loan to GDV*:65%70%
Exit fee:2%2%

*Including interest

Lending criteria

Required for Development finance:

  • Experience working on similar projects
  • 1st charge security
  • Freehold, or leasehold with more than 60 years remaining
  • Based on works completed with monitoring surveyor sign off
  • A realistic and demonstrable exit strategy
  • Properties in England, Scotland, or Wales

Download our Development product guide

Inside you’ll find all you need to know about our Development loans, including rates, fees and criteria.

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation. We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance. We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Learn more about the process of submitting business

Valuation fees

Legal fees

Product transition. Fast funding for every stage of your borrower’s project. Find out more

Speak to us

Get a straight ‘yes we can work with that’ or ‘no we can’t’ within a day of your enquiry for a Development loan.

Get a quote

Got a client that needs a property loan, fast? Find out about our rates for intermediaries today.