Commercial Bridging


Short-term loans for properties located in England, Scotland and Wales. Suitable for investment properties only.

Key features

Our Commercial Bridging loans have been designed to be fast and flexible, with competitive rates to suit most clients.

Max loan:£3,000,000
Min loan:£75,000
Max LTV:75%
Term available:1 to 24 months
Arrangement fee:2%
Early redemption fee:No fee

VAT Funding: LendInvest can assist if VAT is payable on a property purchase.

Lending criteria

Required for all Bridging loans:

  • Investment properties
  • 1st charge security
  • Properties in England, Scotland, or Wales
  • Where planning permission is required this will need to be in place prior to completion of the loan.

Not accepted:

  • Owner/family-occupied properties
  • 2nd charge security
  • Semi-commercial exclusions include residential above pub, takeaway or fast food outlet.
  • Commercial exclusions include heavy industrial, petrol stations, religious property, agricultural properties, equestrian centres and golf clubs.

We are happy to consider:

  • Commercial and semi-commercial property security (Offices and retail units with or without accommodation. Modern industrial, warehouse
    units, factory units.)
  • Freehold, or leasehold with 60+ years
  • Light refurbishment
  • Heavy refurbishment
  • Permitted development (structural, conversion or extension work that constitutes permitted development or for which existing planning permission is in place.)

Commercial Bridging rates

Semi-commercial rates

Loan to valueMonthly rate from
≤ 60%0.79%
≤ 65%0.89%
≤ 70%0.99%
≤ 75%1.10%

Commercial rates

Loan to valueMonthly rate from
≤ 60%0.95%
≤ 65%0.99%
≤ 70%1.10%

Download our Commercial Bridging product guide

Inside you’ll find all you need to know about our Commercial Bridging loans, including rates, fees and criteria.

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation. We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance. We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Learn more about the process of submitting business

Valuation fees

Legal fees

Speak to us

Get a straight ‘yes we can work with that’ or ‘no we can’t’ within three hours of a call about a Bridging loan.

Get a quote

For Bridging enquiries, our online quote form will give you an indicative rate and a fast track to speaking with one of our team.