Commercial Bridging


Short-term loans for properties located in England, Scotland and Wales. Suitable for investment properties only.

Key features

Our Commercial Bridging loans have been designed to be fast and flexible, with competitive rates to suit most clients.

Max loan:£15,000,000
Min loan:£75,000
Max LTV:75%
Term available:1 to 18 months
Arrangement fee:2%
Early redemption fee:No fee

VAT Funding: LendInvest can assist if VAT is payable on a property purchase.

Lending criteria

Required for all Bridging loans:

  • Investment properties
  • 1st charge security
  • Properties in England, Scotland, or Wales

We are happy to consider:

  • Semi-commercial, commercial and land. To be classed as semi-commercial, the residential element must account for at least 50% of the value and have separate access.
  • Freehold, or leasehold with 60+ years
  • Light refurbishment
  • Heavy refurbishment
  • Permitted development (structural, conversion or extension work that constitutes permitted development or for which existing planning permission is in place.)

Commercial Bridging rates

Semi-commercial rates

Loan to valueMonthly rate from
≤ 60%0.79%
≤ 65%0.85%
≤ 70%0.90%
≤ 75%0.95%

Commercial rates

Loan to valueMonthly rate from
≤ 60%0.90%
≤ 65%0.95%
≤ 70%1.00%

Land rates

Loan to valueMonthly rate from
≤ 50%0.90%
≤ 60%0.95%
≤ 65%1.00%
≤ 70%1.10%

Download our Commercial Bridging product guide

Inside you’ll find all you need to know about our Commercial Bridging loans, including rates, fees and criteria.

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation. We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance. We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Learn more about the process of submitting business

Valuation fees

Legal fees

Speak to us

Get a straight ‘yes we can work with that’ or ‘no we can’t’ within three hours of a call about a Bridging loan.

Get a quote

For Bridging enquiries, our online quote form will give you an indicative rate and a fast track to speaking with one of our team.