Finance for buy-to-let properties located in England, Scotland and Wales. Suitable for investment properties only.
Rates from 3.39%
LTV up to 80%
5 year rates from 3.59%
Competitive ICR and stress rates
* This product has a maximum loan amount of £500k at all LTVs. ** You can repay up to 10% of the outstanding loan balance in any 12-month period (calculated by taking the balance at completion and each anniversary thereafter) without incurring an early repayment charge.
Interest coverage ratio and assessment rates
We use the gross RICS confirmed market rental income in ICR calculations.
HMOs and other property types
Basic rate taxpayer (20%)
Limited company & LLP
Higher rate taxpayer (40%)
Additional rate taxpayer (45%)
Download our Buy-to-Let lending criteria
Inside you’ll find all you need to know about our Buy-to-Let loans, including rates, fees and criteria.