Buy-to-Let mortgages

Overview

Finance for buy-to-let properties located in England, Scotland and Wales. Suitable for investment properties only.

  • Rates from 3.69%
  • LTV up to 80%
  • 5 year rates from 3.99%
  • Competitive ICR and stress rates

Key features

Interest cover ratio

  • Loans with a fixed term of 5 years or more will be based upon the pay rate.
  • Refinances that do not raise additional capital are based upon the product’s reversion rate.
  • All other applications will be assessed at 5.5%.
  • LendInvest uses the gross RICS confirmed market rental income in interest cover ratio calculations.
Applicant Single properties HMOs and other property types
Basic rate taxpayer (20%) 125% 130%
Limited company & LLP 125% 130%
Higher rate taxpayer (40%) 140% 145%
Additional rate taxpayer (45%) 140% 145%
Refinance (no additional capital raised) 125% 135%

Download our Buy-to-Let lending criteria

Inside you’ll find all you need to know about our Buy-to-Let loans, including rates, fees and criteria.

Get started

Interested in our new Buy-to-Let mortgages? Register on our online portal to get a quick decision in principle and complete a full application.