Buy-to-Let mortgages

Overview

Finance for buy-to-let properties located in England and Wales. Suitable for investment properties only.

  • Rates from 2.99%
  • LTV up to 80%
  • 5 year rates from 3.49%
  • Competitive ICR and stress rates

Key features

Interest coverage ratio and assessment rates

We use the gross RICS confirmed market rental income in ICR calculations.

ApplicantSingle propertiesHMOs and MUFBs
Basic rate taxpayer (20%)125%130%
Limited company & LLP125%130%
Higher rate taxpayer (40%)140%145%
Additional rate taxpayer (45%)140%145%

Download our Buy-to-Let lending criteria

Inside you’ll find all you need to know about our Buy-to-Let loans, including rates, fees and criteria.

Apply now

Register on our online portal to generate a quick decision in principle and submit an application.

Master the basics

Our short video tutorials and FAQs will have you up and running on our online portal in no time.