Buy-to-Let mortgages

Overview

Finance for buy-to-let properties located in England, Scotland and Wales. Suitable for investment properties only.

  • Rates from 3.39%
  • LTV up to 80%
  • 5 year rates from 3.59%
  • Competitive ICR and stress rates

Key features


This product has a maximum loan amount of £500k at all LTVs.
** You can repay up to 10% of the outstanding loan balance in any 12-month period (calculated by taking the balance at completion and each anniversary thereafter) without incurring an early repayment charge.

Interest coverage ratio and assessment rates

We use the gross RICS confirmed market rental income in ICR calculations.

Applicant Single properties HMOs and other property types
Basic rate taxpayer (20%) 125% 130%
Limited company & LLP 125% 130%
Higher rate taxpayer (40%) 140% 145%
Additional rate taxpayer (45%) 140% 145%

Download our Buy-to-Let lending criteria

Inside you’ll find all you need to know about our Buy-to-Let loans, including rates, fees and criteria.

Get started

Interested in our new Buy-to-Let mortgages? Register on our online portal to get a quick decision in principle and complete a full application.