Exclusively for properties purchased at auction, Auction finance offers a fast-tracked service to ensure certainty of funding within your time frame. Available for properties located in England, Wales and Scotland.

Auction finance rates from:
0.59% monthly

Key features

Our Auction finance is fast and flexible, with competitive rates to suit most clients.

Max loan: £7,500,000
Min loan: £75,000
Max LTV: 75%
Arrangement fee: 2%
Early redemption fee: No fee

VAT Funding: LendInvest can assist if VAT is payable on a property purchase.

Lending criteria

Required for all Auction finance:

  • Property professionals buying at auction
  • 1st charge security
  • Freehold, or leasehold with more than 80 years remaining
  • Properties in England, Scotland, or Wales

Auction rates:


Loan to value Monthly rate from
Tier 1 Tier 2
≤ 50% 0.59% 0.75%
≤ 60% 0.69% 0.85%
≤ 65% 0.74% 0.90%
≤ 70% 0.84% 0.95%
≤ 75% 0.89% 0.99%


Loan to value Monthly rate from
≤ 40% 0.80%
≤ 50% 0.85%
≤ 60% 0.90%
≤ 65% 0.99%
≤ 70% 1.05%
≤ 75% 1.10%

Commercial and land

Loan to value Monthly rate from
≤ 40% 1.00%
≤ 50% 1.05%
≤ 60% 1.10%
≤ 65% 1.15%
≤ 70% 1.20%

Download our Auction finance product guide

Inside you’ll find all you need to know about our Auction finance, including rates, fees and criteria.

Borrower requirements

Our requirements are generally the same for all borrowers, though we have specific things we check for individual or corporate borrowers.

View individual borrower requirements

View corporate borrower requirements

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation. We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance. We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Learn more about the process of submitting business

Valuation fees

Legal fees

Ready to talk to a BDM?

Get a straight ‘yes we can work with that’ or ‘no we can’t’ within three hours of a call about Auction finance.

Get a quote

For Auction enquiries, our online quote form will give you an indicative rate and a fast track to speaking to one of our team.