Exclusively for residential properties purchased at auction, Auction finance offers a fast-tracked service to ensure certainty of funding within your time frame. Available for properties located in England, Wales and Scotland.

Key features

Our Auction finance is fast and flexible, with competitive rates to suit most clients.

Max loan:£7,500,000
Min loan:£75,000
Max LTV:75%
Arrangement fee:No fee
Early redemption charge:No charge

VAT Funding: LendInvest can assist if VAT is payable on a property purchase.

Lending criteria

Required for all Auction finance:

  • Residential property only. For detailed criteria, see Residential Bridging.
  • If you are purchasing a non-residential property, or you are seeking to fund major works or obtain/enhance planning permission, please use our Commercial Bridging or Refurbishment or finance.
  • Property professionals buying at auction
  • 1st charge security
  • Freehold, or leasehold with more than 60 years remaining
  • Properties in England, Scotland, or Wales

Auction rates

Residential rates

LTVMonthly rate from

Download our Auction finance product guide

Inside you’ll find all you need to know about our Auction finance, including rates, fees and criteria.

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation. We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance. We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Learn more about the process of submitting business

Valuation fees

Legal fees

Ready to talk to a BDM?

Get a straight ‘yes we can work with that’ or ‘no we can’t’ within three hours of a call about Auction finance.

Get a quote

For Auction enquiries, our online quote form will give you an indicative rate and a fast track to speaking to one of our team.