Auction Finance

Auction Finance
Exclusively for properties purchased at auction, Auction Finance offers a fast-tracked service to ensure certainty of funding within your timeframe. Available for properties located in England, Wales and Scotland.

Auction Finance rates from:
0.64% monthly

Key features

Our Auction Finance loans are fast and flexible, with competitive rates to suit most clients.

Max loan: £7,500,000
Min loan: £75,000
Max LTV: 75%
Arrangement fee: 2%
Early redemption fee: No fee

Lending criteria

Required for all Auction Finance loans:

  • Property professionals buying at auction
  • 1st charge security
  • Freehold, or leasehold with more than 80 years remaining
  • Properties in England, Scotland, or Wales

Download our Auction Finance product sheet

Inside you’ll find all you need to know about our Auction Finance loans including: rates, fees and criteria.

Borrower requirements

Our requirements are generally the same for all borrowers, though we have specific things we check for individual or corporate borrowers.

View individual borrower requirements

View corporate borrower requirements

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation: We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance: We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Read more about the process of submitting business

View a breakdown of typical valuation fees

info Funding for VAT

LendInvest can assist if VAT is payable on a property purchase. Get in touch to find out more.

Get a quote

For auction enquiries, our online quote form will give you an indicative rate and a fast track to speaking to one of our team.