3 Year Bridging Finance

3 Year Bridging Finance

The 3 Year Bridge offers flexible finance over a 3 year term, with 110% interest coverage calculations as derived from the property rental. Available on residential investment properties in England, Scotland and Wales.

3 Year Bridging Finance rates:
6.99% annual (4.99% pay rate with 2% deferred)

Key features

Our 3 Year Bridging loans have been designed to be fast and flexible, with competitive rates to suit most clients.

Max loan £2,000,000
Min loan: £100,000
Max LTV: 75% (max day 1 LTV 70%)
Term available: 1 to 36 months
Arrangement fee: 2.5%
Early redemption fee: Year 1: 3%; Year 2: 2%; Year 3: 1%; Months 33 to 36: No charge

VAT Funding: LendInvest can assist if VAT is payable on a property purchase.

Download our 3 Year Finance Bridging product sheet

Inside you’ll find all you need to know about our 3 Year Bridging loans including: rates, fees and criteria.

Borrower requirements

Our requirements are generally the same for all borrowers, though we have specific things we check for individual or corporate borrowers.

View individual borrower requirements

View corporate borrower requirements

Valuation and legals

We take our legal and valuation requirements very seriously. Our loan evaluation process is designed to make this as efficient and reliable as possible.

  • Independent security valuation: We will carry out independent valuation of the borrower’s security in order to confirm how much we can lend against the property.
  • Legal conveyance: We will instruct our solicitors to work on your client’s mortgage. Fees are typically charged directly to the borrower by the solicitor.

Read more about the process of submitting business

View a breakdown of typical valuation fees

Get a quote

Got a client that needs a property loan, fast? Find out about our rates for intermediaries today.