Products

Bridging finance

Residential Bridging

Loans from £75k to £7.5 million
LTV up to 75%
Terms up to 12 months
Rates from 0.59%

Used for:

  • Securing residential property quickly.
  • Generating short-term cash flow.
  • Funding works.

Commercial Bridging

Loans from £75k to £7.5 million
LTV up to 75%
Terms up to 12 months
Rates from 0.80%

Used for:

  • Securing commercial and semi-commercial property quickly.
  • Improving short-term cash flow.
  • Funding works.

Auction

Loans from £75k to £7.5 million
LTV up to 75%
Terms up to 12 months
Rates from 0.65%

Used for:

  • Purchasing auction properties within the completion deadline.

3 Year Bridging

Loans from £100k to £2 million
LTV up to 75% (max day 1 LTV 70%)
Terms up to 36 months
Rates from 6.99% (annual)

Used for:

  • Purchasing or raising additional capital against a buy-to-let property with a low rental yield.

Development finance

Pre-construction

Loans from £75k to £5 million
LTV up to 65%
Terms up to 18 months
Rates from 1.00%

Used for:

  • Covering pre-construction costs to allow time to obtain or enhance planning permission.

Development

Loans from £250k to £10 million
Loan to GDV up to 65%
Terms up to 24 months
Rates from 7.98% (annual)

Used for:

  • Large-scale development.
  • Ground-up builds.
  • Residential and semi-commercial projects.

Development Exit

Loans from £250k to £5 million
LTV up to 70%
Terms up to 12 months
Rates from 0.70%

Used for:

  • Exiting a development project that has reached practical completion.

Refurbishment

Loans from £100k to £2 million
LTV up to 70%
Terms up to 18 months
Rates from 0.89%

Used for:

  • Heavy refurbishment.
  • Extensions.
  • Conversions.

Buy-to-Let mortgages

Buy-to-Let

Loans from £50k to £2 million
LTV up to 80%
Rates from 3.69%

Available to:

  • Individuals.
  • Limited companies.
  • Portfolio landlords.

Download the latest Product Guide

For rates, fees and criteria download our Product Guide.